Early access
Start your first Monthly Report.
We are onboarding a small number of accounts by hand so that every report is checked by a person before anyone relies on it. Tell us your brokers and we will set you up.
What happens when you connect
Check whether your broker is supported →
Tell us which broker
Fidelity, Schwab, Robinhood, Vanguard, E*Trade, Interactive Brokers and others are supported — 10 brokerages in all. A few do not send enough for an honest return, and we say so instead of showing you a number we do not trust.
Connect, read-only
You sign in at your broker through SnapTrade. Your positions appear in a few seconds; your trade history follows about a minute later, at your broker’s pace rather than ours.
Read your first Monthly Report
Where you stand, which decisions produced the result, and where your edge is — in percent and dollars, with the data-quality checks shown. Then again on the 1st of every month.
What we can and can’t see
We never see your password.
Your broker connects through SnapTrade’s API.
Connecting an account should not mean handing over the keys. Here is the whole of it, in both directions — including the part most companies leave out.
Your account connects through SnapTrade’s API. SnapTrade is a company whose only business is linking brokerage accounts securely: it authenticates with your broker and passes your account data to us through its API. They are SOC 2 Type II certified, run third-party penetration tests and a bug bounty, encrypt data in transit and at rest, and support Fidelity, Schwab, Robinhood, Vanguard, E*Trade and Interactive Brokers among others. Access is read-only and you can revoke it at any moment.
Never ours
- Your passwordFor most brokers you sign in on their own website. For the few that do not support it, SnapTrade handles the sign-in under encryption. Either way your credentials are never typed into xsreturns and never reach us.
- Your account numberYour broker shows us the last four digits. Where the full number appears inside transaction text, we strip it out before anything is saved.
- Your identity documentsNo Social Security number, no bank login, no tax forms. We never ask for them and have no way to receive them.
What we do read
- What you hold, and what you tradedPositions, transactions and balances. This is the analysis — there is no way to work out where your return came from without it.
- Which broker, and the account’s typeEnough to apply the right rules: a retirement account cannot short, and each broker reports cash differently.
We say this plainly because the opposite would be easy to claim and easy to catch. Your holdings are the report — and nothing beyond them is collected.
Nothing here is a dark pattern. We do not sell your data, share it with advertisers, or use it for anything other than producing your report. There is no second purpose.
Disconnect whenever you like, from us or from inside your brokerage. Ask us to delete your data and we delete it. Read the privacy policy or write to privacy@xsreturns.com.